.ff-iac{--navy:#173a63;--navy2:#0f2948;--ink:#17253a;--muted:#5d6877;--line:#d8e0e9;--soft:#f3f6fa;--white:#fff;--blue:#173a63;--blue2:#0f2948;--gold:#c5a15a;--green:#168768;--red:#bd4e50;--amber:#c47b14;--shadow:0 20px 65px rgba(10,30,62,.09);--shadow-sm:0 10px 30px rgba(10,30,62,.07);--radius:22px}.ff-iac, .ff-iac *{box-sizing:border-box}.ff-iac{scroll-behavior:smooth}.ff-iac{margin:0;font-family:Inter,"Segoe UI",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55;-webkit-font-smoothing:antialiased}.ff-iac a{color:inherit;text-decoration:none}.ff-iac button,.ff-iac input,.ff-iac select{font:inherit}.ff-iac .wrap{width:min(1180px,calc(100% - 40px));margin:auto}.ff-iac .hidden{display:none!important}.ff-iac .site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(223,230,239,.85)}.ff-iac .nav{height:74px;display:flex;align-items:center;gap:30px}.ff-iac .brand{display:flex;align-items:center;gap:11px;font-weight:800;letter-spacing:-.025em}.ff-iac .brand-mark{height:24px;display:flex;gap:3px;align-items:flex-end}.ff-iac .brand-mark i{display:block;width:5px;border-radius:4px;background:var(--blue)}.ff-iac .brand-mark i:nth-child(1){height:9px;background:#17253a}.ff-iac .brand-mark i:nth-child(2){height:16px;background:var(--gold)}.ff-iac .brand-mark i:nth-child(3){height:24px}.ff-iac .nav nav{display:flex;gap:24px;margin-left:auto}.ff-iac .nav nav a{font-size:14px;color:#4f5d70}.ff-iac .btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;border-radius:12px;padding:14px 20px;font-weight:750;cursor:pointer;transition:.2s;line-height:1.2}.ff-iac .btn:hover{transform:translateY(-1px)}.ff-iac .btn-primary{color:#fff;background:linear-gradient(135deg,var(--blue),var(--blue2));box-shadow:0 13px 32px rgba(36,103,239,.26)}.ff-iac .btn-outline{background:#fff;border:1px solid var(--line)}.ff-iac .btn-light{background:#fff;color:var(--navy)}.ff-iac .btn-small{font-size:13px;padding:10px 15px}.ff-iac .btn-full{width:100%;padding:17px;font-size:16px}.ff-iac .hero{position:relative;overflow:hidden;background:linear-gradient(133deg,#0f2948 0%,#173a63 55%,#173a63 100%);color:#fff}.ff-iac .hero:before{content:"";position:absolute;width:720px;height:720px;border-radius:50%;right:-260px;top:-280px;background:radial-gradient(circle,rgba(46,106,255,.28),transparent 68%)}.ff-iac .hero-grid{min-height:675px;display:grid;grid-template-columns:1.12fr .88fr;gap:58px;align-items:center;padding:58px 0 46px;position:relative}.ff-iac .eyebrow{display:inline-block;font-size:11px;font-weight:850;letter-spacing:.14em;margin-bottom:16px}.ff-iac .eyebrow.light{color:#a8c5ff}.ff-iac .eyebrow.dark{color:var(--blue)}.ff-iac h1,.ff-iac h2,.ff-iac h3{margin:0;letter-spacing:-.038em;line-height:1.08}.ff-iac h1{font-size:clamp(43px,5vw,69px);max-width:790px}.ff-iac .hero-lead{max-width:720px;margin:24px 0 28px;color:#c8d3e0;font-size:18px;line-height:1.68}.ff-iac .hero-actions{display:flex;gap:18px;align-items:center}.ff-iac .hero-link{font-weight:700;color:#dbe8ff;font-size:14px}.ff-iac .trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:40px}.ff-iac .trust-row>div{padding-top:14px;border-top:1px solid rgba(255,255,255,.17)}.ff-iac .trust-row strong,.ff-iac .trust-row span{display:block}.ff-iac .trust-row strong{font-size:17px}.ff-iac .trust-row span{font-size:11px;color:#98a9bd;margin-top:4px}.ff-iac .hero-visual{display:flex;justify-content:flex-end}.ff-iac .hero-photo{width:min(430px,100%);height:540px;border-radius:28px;overflow:hidden;position:relative;background:#183454;box-shadow:0 34px 90px rgba(0,0,0,.33)}.ff-iac .hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 58%,rgba(5,14,27,.52))}.ff-iac .hero-photo img{width:100%;height:100%;object-fit:cover;object-position:center 18%}.ff-iac .photo-caption{position:absolute;z-index:2;left:22px;bottom:22px;background:rgba(255,255,255,.95);color:var(--ink);border-radius:14px;padding:12px 15px;display:flex;align-items:center;gap:10px;box-shadow:var(--shadow-sm)}.ff-iac .photo-caption strong,.ff-iac .photo-caption small{display:block}.ff-iac .photo-caption small{font-size:11px;color:var(--muted)}.ff-iac .status-dot{width:9px;height:9px;border-radius:50%;background:var(--green)}.ff-iac .explainer{padding:92px 0;background:var(--soft)}.ff-iac .section-head{max-width:830px}.ff-iac .section-head.center{text-align:center;margin:0 auto 42px}.ff-iac .section-head h2{font-size:42px}.ff-iac .section-head p{font-size:17px;color:var(--muted);margin:17px 0 0}.ff-iac .account-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.ff-iac .account-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:var(--shadow-sm)}.ff-iac .account-card.primary{border-top:5px solid var(--blue)}.ff-iac .account-card.standard{border-top:5px solid var(--gold)}.ff-iac .account-kicker{font-size:10px;font-weight:850;letter-spacing:.1em;color:var(--muted)}.ff-iac .account-card h3{font-size:29px;margin:8px 0 12px}.ff-iac .account-card>p{color:var(--muted);font-size:14px}.ff-iac .rule-list{display:grid;gap:10px;margin-top:18px}.ff-iac .rule{display:grid;grid-template-columns:28px 1fr;gap:10px;align-items:start;padding:12px;background:#f8fafc;border-radius:13px}.ff-iac .rule i{display:grid;place-items:center;width:26px;height:26px;border-radius:8px;background:#eaf1ff;color:var(--blue);font-style:normal;font-size:11px;font-weight:850}.ff-iac .standard .rule i{background:#fff4dc;color:#9c6815}.ff-iac .rule b{display:block;font-size:13px}.ff-iac .rule span{display:block;font-size:11px;color:var(--muted);margin-top:2px}.ff-iac .best-for{margin-top:17px;padding:13px 15px;border-radius:13px;background:#edf5ff;color:#244d8d;font-size:12px}.ff-iac .standard .best-for{background:#fff7e8;color:#6d4a12}.ff-iac .calculator-section{padding:95px 0}.ff-iac .calc-layout{display:grid;grid-template-columns:.67fr 1.33fr;gap:54px;align-items:start}.ff-iac .calc-intro{position:sticky;top:105px}.ff-iac .calc-intro h2{font-size:42px}.ff-iac .calc-intro>p{font-size:15px;color:var(--muted)}.ff-iac .calc-note{margin-top:22px;padding:17px;border-radius:15px;background:#edf5ff;color:#294d80;font-size:12px}.ff-iac .calc-note b{display:block;margin-bottom:4px}.ff-iac .calculator-card{border:1px solid var(--line);border-radius:24px;background:#fff;padding:30px;box-shadow:var(--shadow)}.ff-iac .form-heading{display:flex;gap:13px;align-items:center;margin-bottom:20px}.ff-iac .form-heading>span{display:grid;place-items:center;width:34px;height:34px;border-radius:11px;background:#eaf1ff;color:var(--blue);font-weight:850}.ff-iac .form-heading small{display:block;color:var(--muted);font-weight:800;letter-spacing:.1em;font-size:9px}.ff-iac .form-heading h3{font-size:24px;margin-top:3px}.ff-iac .fields-grid{display:grid;gap:14px}.ff-iac .fields-grid.two{grid-template-columns:1fr 1fr}.ff-iac .fields-grid.three{grid-template-columns:1fr 1fr 1fr}.ff-iac .field>span{display:block;font-size:12px;font-weight:750;margin-bottom:7px}.ff-iac .field>small{display:block;color:var(--muted);font-size:10px;margin-top:6px}.ff-iac .input-wrap{position:relative}.ff-iac .input-wrap input{width:100%;height:50px;border:1px solid var(--line);border-radius:12px;padding:0 48px 0 13px;color:var(--ink);outline:none;background:#fff}.ff-iac .input-wrap b{position:absolute;right:13px;top:50%;transform:translateY(-50%);font-size:12px;color:#7c8999}.ff-iac .field select{width:100%;height:50px;border:1px solid var(--line);border-radius:12px;padding:0 13px;background:#fff;color:var(--ink);outline:none}.ff-iac .input-wrap input:focus,.ff-iac .field select:focus{border-color:#91b0ff;box-shadow:0 0 0 3px rgba(36,103,239,.08)}.ff-iac .form-divider{height:1px;background:var(--line);margin:27px 0}.ff-iac .segmented{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}.ff-iac .segmented label{position:relative;cursor:pointer}.ff-iac .segmented input{position:absolute;opacity:0}.ff-iac .segmented span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:54px;padding:9px 10px;border:1px solid var(--line);border-radius:12px;font-size:11px;font-weight:700;color:#536176;transition:.2s}.ff-iac .segmented input:checked+span{border-color:#7ca2ff;background:#edf3ff;color:#174dbf;box-shadow:0 0 0 2px rgba(36,103,239,.06)}.ff-iac .help{display:inline-grid;place-items:center;width:18px;height:18px;border-radius:50%;border:1px solid #9aacc1;background:#fff;color:#506b8d;font-size:10px;font-weight:850;margin-left:5px;cursor:pointer}.ff-iac .advanced-panel{border-top:1px solid var(--line);margin-top:24px;padding-top:4px}.ff-iac .advanced-panel summary{display:flex;justify-content:space-between;cursor:pointer;padding:13px 0;font-size:12px;font-weight:750;list-style:none}.ff-iac .advanced-panel summary::-webkit-details-marker{display:none}.ff-iac .advanced-content{padding:3px 0 17px}.ff-iac .error-box{display:none;background:#fff0f0;color:#9f3438;border:1px solid #f2c8c9;border-radius:12px;padding:11px 13px;font-size:12px;margin-bottom:12px}.ff-iac .error-box.show{display:block}.ff-iac .form-disclaimer{text-align:center;color:var(--muted);font-size:10px;margin:10px 0 0}.ff-iac .results-section{padding:92px 0;background:var(--soft)}.ff-iac .result-top{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:24px}.ff-iac .result-top h2{font-size:43px}.ff-iac .result-top p{color:var(--muted);margin:8px 0 0}.ff-iac .headline-result{display:grid;grid-template-columns:58px 1fr;gap:15px;align-items:center;padding:24px;border-radius:21px;background:linear-gradient(135deg,#0f2948,#173a63);color:#fff;margin-bottom:16px}.ff-iac .headline-icon{width:56px;height:56px;border-radius:16px;background:rgba(255,255,255,.09);display:grid;place-items:center;font-size:24px}.ff-iac .headline-result h3{font-size:27px}.ff-iac .headline-result p{margin:5px 0 0;color:#b9c9dd;font-size:13px}.ff-iac .key-metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:13px}.ff-iac .key-metrics article{background:#fff;border:1px solid var(--line);border-radius:18px;padding:19px}.ff-iac .key-metrics span{display:block;font-size:10px;color:var(--muted)}.ff-iac .key-metrics strong{display:block;font-size:27px;margin:6px 0 3px}.ff-iac .key-metrics small{display:block;font-size:10px;color:var(--muted)}.ff-iac .key-metrics .accent strong{color:var(--blue)}.ff-iac .comparison-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:16px}.ff-iac .comparison-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:23px}.ff-iac .comparison-card.winner{border:2px solid #86a9ff;box-shadow:0 15px 40px rgba(36,103,239,.12)}.ff-iac .comparison-head{display:flex;justify-content:space-between;gap:12px;align-items:start}.ff-iac .comparison-head h3{font-size:25px}.ff-iac .winner-badge{padding:6px 9px;border-radius:999px;background:#edf3ff;color:#1a56df;font-size:9px;font-weight:850;text-transform:uppercase}.ff-iac .net-box{margin:18px 0;padding:17px;border-radius:16px;background:#f6f8fb}.ff-iac .net-box span,.ff-iac .net-box strong,.ff-iac .net-box small{display:block}.ff-iac .net-box span{font-size:9px;color:var(--muted);text-transform:uppercase;font-weight:800}.ff-iac .net-box strong{font-size:30px;margin:5px 0}.ff-iac .net-box small{font-size:10px;color:var(--muted)}.ff-iac .detail-list{display:grid;gap:9px}.ff-iac .detail-row{display:flex;justify-content:space-between;gap:14px;padding-bottom:9px;border-bottom:1px solid #edf0f4;font-size:12px}.ff-iac .detail-row span{color:var(--muted)}.ff-iac .detail-row b{text-align:right}.ff-iac .why-box{margin-top:14px;padding:13px;border-radius:13px;background:#f8fafc;color:#42536a;font-size:11px}.ff-iac .why-box b{display:block;color:var(--ink);margin-bottom:4px}.ff-iac .chart-card,.ff-iac .sensitivity-card,.ff-iac .lead-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;margin-top:16px}.ff-iac .card-head{display:flex;justify-content:space-between;gap:18px;align-items:start;margin-bottom:18px}.ff-iac .card-head h3{font-size:23px}.ff-iac .card-head p{margin:5px 0 0;color:var(--muted);font-size:11px}.ff-iac .legend{display:flex;gap:12px;flex-wrap:wrap;font-size:10px;color:var(--muted)}.ff-iac .legend i{display:inline-block;width:20px;height:3px;border-radius:4px;margin-right:5px;vertical-align:middle}.ff-iac .legend .inv{background:var(--blue)}.ff-iac .legend .ord{background:var(--gold)}.ff-iac #ff-iac-growthChart{width:100%;height:285px;display:block}.ff-iac .sensitivity-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:9px}.ff-iac .sensitivity-item{padding:13px;border:1px solid var(--line);border-radius:13px;background:#fafbfd}.ff-iac .sensitivity-item span,.ff-iac .sensitivity-item strong,.ff-iac .sensitivity-item small{display:block}.ff-iac .sensitivity-item span{font-size:9px;color:var(--muted)}.ff-iac .sensitivity-item strong{font-size:17px;margin:5px 0}.ff-iac .sensitivity-item small{font-size:9px;color:var(--muted)}.ff-iac .insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:13px;margin-top:16px}.ff-iac .insight{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px}.ff-iac .insight>span{display:grid;place-items:center;width:30px;height:30px;border-radius:9px;background:#edf3ff;color:var(--blue);font-weight:850}.ff-iac .insight h3{font-size:16px;margin:12px 0 6px}.ff-iac .insight p{font-size:11px;color:var(--muted);margin:0}.ff-iac .lead-card{display:grid;grid-template-columns:.9fr 1.1fr;gap:25px;align-items:center;background:linear-gradient(135deg,#fff,#f3f7ff)}.ff-iac .lead-card h3{font-size:28px}.ff-iac .lead-card p{color:var(--muted);font-size:13px}.ff-iac .lead-form{display:grid;grid-template-columns:1fr 1fr;gap:9px}.ff-iac .lead-form input,.ff-iac .lead-form select{height:48px;border:1px solid var(--line);border-radius:11px;padding:0 12px;background:#fff}.ff-iac .lead-form .wide{grid-column:1/-1}.ff-iac .lead-status{font-size:10px;color:var(--muted);grid-column:1/-1}.ff-iac .rules-section{padding:92px 0}.ff-iac .rules-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:55px}.ff-iac .rules-list{display:grid;gap:11px}.ff-iac .rules-list article{display:grid;grid-template-columns:38px 1fr;gap:13px;border:1px solid var(--line);border-radius:16px;padding:18px}.ff-iac .rules-list article>span{display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:#edf3ff;color:var(--blue);font-size:10px;font-weight:850}.ff-iac .rules-list h3{font-size:17px}.ff-iac .rules-list p{font-size:11px;color:var(--muted);margin:5px 0 0}.ff-iac .source-box{margin-top:24px;border:1px solid var(--line);border-radius:18px;padding:20px;background:#f8fafc}.ff-iac .source-box h3{font-size:17px}.ff-iac .source-box a{display:block;color:#174dbf;font-size:11px;margin-top:8px;text-decoration:underline}.ff-iac .faq-section{padding:92px 0;background:var(--soft)}.ff-iac .faq-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:58px}.ff-iac .faq-list details{border-bottom:1px solid var(--line);padding:17px 0}.ff-iac .faq-list summary{font-weight:750;cursor:pointer}.ff-iac .faq-list p{font-size:13px;color:var(--muted)}.ff-iac .consult-cta{display:grid;grid-template-columns:.8fr 1.2fr;background:linear-gradient(135deg,#0f2948,#173a63);color:#fff;border-radius:28px;overflow:hidden;margin-top:55px}.ff-iac .consult-photo{min-height:470px}.ff-iac .consult-photo img{width:100%;height:100%;object-fit:cover;object-position:center 20%}.ff-iac .consult-copy{padding:48px}.ff-iac .consult-copy h2{font-size:39px}.ff-iac .consult-copy p{color:#cbd5e1}.ff-iac .consult-copy ul{padding-left:18px;color:#dbe5f2}.ff-iac .consult-copy li{margin:7px 0}.ff-iac .consult-actions{display:flex;gap:11px;flex-wrap:wrap;margin-top:22px}.ff-iac .final-note{font-size:9px;color:#91a5bd;margin-top:18px}.ff-iac .help-modal{position:fixed;inset:0;z-index:300;display:none;align-items:center;justify-content:center;padding:20px}.ff-iac .help-modal.open{display:flex}.ff-iac .modal-bg{position:absolute;inset:0;background:rgba(3,10,20,.68);backdrop-filter:blur(5px)}.ff-iac .help-dialog{position:relative;z-index:1;width:min(690px,100%);max-height:84vh;overflow:auto;background:#fff;border-radius:24px;padding:29px;box-shadow:0 30px 100px rgba(0,0,0,.35)}.ff-iac .help-close{position:absolute;right:16px;top:16px;width:38px;height:38px;border:1px solid var(--line);background:#fff;border-radius:50%;font-size:21px;cursor:pointer;color:#526174}.ff-iac .help-dialog h2{font-size:28px;margin:4px 45px 15px 0}.ff-iac .help-dialog p,.ff-iac .help-dialog li{font-size:13px;color:#45556b}.ff-iac .help-example{background:#f4f7fb;border-left:4px solid var(--blue);padding:14px 16px;border-radius:10px;margin-top:14px}.ff-iac.ff-iac--modal-open{overflow:hidden}.ff-iac footer{background:#0f2948;color:#a7b3c3;padding:37px 0 21px}.ff-iac .footer-main{display:grid;grid-template-columns:1fr 1.3fr .7fr;gap:30px}.ff-iac .footer-brand{color:#fff}.ff-iac .footer-main p{font-size:12px;margin:0}.ff-iac .footer-links{display:flex;flex-direction:column;gap:7px;font-size:11px}.ff-iac .footer-risk{border-top:1px solid rgba(255,255,255,.08);margin-top:24px;padding-top:18px;font-size:9px}
@media(max-width:980px){.ff-iac .nav nav{display:none}.ff-iac .hero-grid{grid-template-columns:1fr}.ff-iac .hero-visual{justify-content:flex-start}.ff-iac .hero-photo{width:100%;height:520px}.ff-iac .account-grid,.ff-iac .calc-layout,.ff-iac .rules-grid,.ff-iac .faq-grid,.ff-iac .consult-cta{grid-template-columns:1fr}.ff-iac .calc-intro{position:static}.ff-iac .key-metrics{grid-template-columns:1fr 1fr}.ff-iac .comparison-grid{grid-template-columns:1fr}.ff-iac .sensitivity-grid{grid-template-columns:repeat(3,1fr)}.ff-iac .insight-grid{grid-template-columns:1fr}.ff-iac .lead-card{grid-template-columns:1fr}.ff-iac .footer-main{grid-template-columns:1fr 1fr}.ff-iac .consult-photo{height:410px;min-height:0}}
@media(max-width:640px){.ff-iac .wrap{width:min(100% - 28px,1180px)}.ff-iac .site-header .nav{height:64px}.ff-iac .nav>.btn{display:none}.ff-iac .hero-grid{padding:35px 0 34px;gap:28px}.ff-iac .eyebrow{font-size:9px}.ff-iac .hero h1{font-size:38px}.ff-iac .hero-lead{font-size:15px}.ff-iac .hero-actions{flex-direction:column;align-items:stretch}.ff-iac .hero-link{text-align:center}.ff-iac .trust-row{grid-template-columns:1fr}.ff-iac .hero-photo{height:410px;border-radius:21px}.ff-iac .explainer,.ff-iac .calculator-section,.ff-iac .results-section,.ff-iac .rules-section,.ff-iac .faq-section{padding:62px 0}.ff-iac .section-head h2,.ff-iac .calc-intro h2,.ff-iac .result-top h2{font-size:31px}.ff-iac .account-grid{grid-template-columns:1fr}.ff-iac .calculator-card{padding:18px}.ff-iac .fields-grid.two,.ff-iac .fields-grid.three{grid-template-columns:1fr}.ff-iac .segmented{grid-template-columns:1fr 1fr}.ff-iac .key-metrics{grid-template-columns:1fr 1fr}.ff-iac .key-metrics strong{font-size:22px}.ff-iac .result-top{flex-direction:column;align-items:start}.ff-iac .headline-result{grid-template-columns:47px 1fr;padding:18px}.ff-iac .headline-result h3{font-size:22px}.ff-iac .comparison-card{padding:19px}.ff-iac .sensitivity-grid{grid-template-columns:1fr 1fr}.ff-iac .lead-form{grid-template-columns:1fr}.ff-iac .lead-form .wide{grid-column:auto}.ff-iac .consult-photo{height:320px}.ff-iac .consult-copy{padding:28px 21px}.ff-iac .consult-copy h2{font-size:30px}.ff-iac .footer-main{grid-template-columns:1fr}.ff-iac #ff-iac-growthChart{height:230px}}
@media(max-width:390px){.ff-iac .key-metrics{grid-template-columns:1fr}.ff-iac .sensitivity-grid{grid-template-columns:1fr}.ff-iac .hero h1{font-size:35px}}

/* V2: instrumentai, progresinis tarifas ir aiškesni pavyzdžiai */
.ff-iac .example-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:20px}.ff-iac .example-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:19px;box-shadow:var(--shadow-sm)}.ff-iac .example-card>span{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:9px;background:#edf3ff;color:var(--blue);font-size:11px;font-weight:850}.ff-iac .example-card h3{font-size:17px;margin:12px 0 7px}.ff-iac .example-card p{font-size:11px;color:var(--muted);margin:0}.ff-iac .example-card b{color:var(--ink)}.ff-iac .instrument-section{padding:92px 0;background:#fff}.ff-iac .instrument-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:36px}.ff-iac .instrument-info{border:1px solid var(--line);border-radius:19px;padding:20px;background:#fff}.ff-iac .instrument-info.good{border-top:4px solid var(--green)}.ff-iac .instrument-info.warn{border-top:4px solid var(--amber)}.ff-iac .instrument-info.bad{border-top:4px solid var(--red)}.ff-iac .instrument-info .pill{display:inline-block;font-size:9px;font-weight:850;letter-spacing:.08em;text-transform:uppercase;padding:5px 8px;border-radius:999px;background:#eef7f3;color:#126b54}.ff-iac .instrument-info.warn .pill{background:#fff5e3;color:#88570b}.ff-iac .instrument-info.bad .pill{background:#fff0f0;color:#9d3d40}.ff-iac .instrument-info h3{font-size:18px;margin:12px 0 7px}.ff-iac .instrument-info p{font-size:11px;color:var(--muted);margin:0}.ff-iac .instrument-info ul{margin:10px 0 0;padding-left:17px;color:var(--muted);font-size:11px}.ff-iac .bond-box{display:grid;grid-template-columns:.9fr 1.1fr;gap:26px;margin-top:18px;padding:27px;border-radius:22px;background:linear-gradient(135deg,#173a63,#12345d);color:#fff}.ff-iac .bond-box h3{font-size:28px}.ff-iac .bond-box p{color:#c7d3e1;font-size:13px}.ff-iac .bond-example{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:16px;padding:17px}.ff-iac .bond-example b{display:block;margin-bottom:6px}.ff-iac .bond-example p{margin:0;color:#d9e4f0;font-size:12px}.ff-iac .progressive-section{padding:92px 0;background:var(--soft)}.ff-iac .progressive-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:50px;align-items:start}.ff-iac .tax-ladder{display:grid;gap:9px}.ff-iac .tax-step{display:grid;grid-template-columns:80px 1fr;gap:14px;align-items:center;border:1px solid var(--line);background:#fff;border-radius:16px;padding:15px 17px}.ff-iac .tax-step strong{font-size:22px;color:var(--blue)}.ff-iac .tax-step b{display:block;font-size:13px}.ff-iac .tax-step span{display:block;font-size:10px;color:var(--muted);margin-top:2px}.ff-iac .tax-examples{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:15px}.ff-iac .tax-example{border-radius:16px;padding:17px;background:#fff;border:1px solid var(--line)}.ff-iac .tax-example h3{font-size:16px;margin-bottom:7px}.ff-iac .tax-example p{font-size:11px;color:var(--muted);margin:0}.ff-iac .tax-example strong{color:var(--ink)}.ff-iac .plain-note{margin-top:15px;padding:15px 17px;border-left:4px solid var(--blue);border-radius:12px;background:#edf4ff;color:#294d80;font-size:12px}.ff-iac .instrument-choice-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px}.ff-iac .instrument-choice{position:relative;cursor:pointer}.ff-iac .instrument-choice input{position:absolute;opacity:0;pointer-events:none}.ff-iac .instrument-choice span{display:flex;min-height:80px;flex-direction:column;justify-content:center;border:1px solid var(--line);border-radius:14px;padding:12px;background:#fff;transition:.2s}.ff-iac .instrument-choice b{font-size:12px}.ff-iac .instrument-choice small{font-size:9px;color:var(--muted);margin-top:4px}.ff-iac .instrument-choice input:checked+span{border-color:#7ca2ff;background:#edf3ff;box-shadow:0 0 0 2px rgba(36,103,239,.07)}.ff-iac .instrument-choice input:checked+span b{color:#174dbf}.ff-iac .dynamic-note{margin-top:13px;border-radius:14px;padding:14px 16px;background:#f6f9fd;border:1px solid var(--line);font-size:11px;color:#43556c}.ff-iac .dynamic-note b{display:block;color:var(--ink);margin-bottom:4px}.ff-iac .dynamic-note.warning{background:#fff7e8;border-color:#f0d7a7;color:#6c4b18}.ff-iac .tax-context{background:#fafbfd;border:1px solid var(--line);border-radius:16px;padding:16px;margin-top:14px}.ff-iac .tax-context h4{font-size:14px;margin:0 0 9px}.ff-iac .tax-context p{font-size:10px;color:var(--muted);margin:0 0 12px}.ff-iac .hidden-row{display:none!important}.ff-iac .field-alert{font-size:10px;color:#8b5d12;background:#fff7e8;border-radius:10px;padding:9px 11px;margin-top:7px}.ff-iac .instrument-result{font-size:11px;color:#c9d7e8;margin-top:5px}.ff-iac .source-inline{font-size:10px;color:var(--muted);margin-top:13px}.ff-iac .source-inline a{color:#174dbf;text-decoration:underline}.ff-iac .source-box a{word-break:break-word}.ff-iac .result-method{margin-top:10px;padding:12px 14px;background:#f8fafc;border-radius:12px;font-size:10px;color:#52657c}.ff-iac .result-method b{display:block;color:var(--ink);margin-bottom:3px}
@media(max-width:980px){.ff-iac .example-grid,.ff-iac .instrument-grid{grid-template-columns:1fr 1fr}.ff-iac .bond-box,.ff-iac .progressive-grid{grid-template-columns:1fr}.ff-iac .instrument-choice-grid{grid-template-columns:1fr 1fr}.ff-iac .tax-examples{grid-template-columns:1fr}}
@media(max-width:640px){.ff-iac .instrument-section,.ff-iac .progressive-section{padding:62px 0}.ff-iac .example-grid,.ff-iac .instrument-grid,.ff-iac .instrument-choice-grid{grid-template-columns:1fr}.ff-iac .bond-box{padding:21px}.ff-iac .bond-box h3{font-size:24px}.ff-iac .tax-step{grid-template-columns:65px 1fr}.ff-iac .tax-step strong{font-size:19px}}

body.ff-iac-template{margin:0}
body.ff-iac-template.ff-iac-modal-open{overflow:hidden}
.ff-iac .ff-iac-visually-hidden{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
.ff-iac .ff-iac-honeypot{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}
.ff-iac .lead-privacy{grid-column:1/-1;margin:0;font-size:10px;color:var(--muted)}
.ff-iac .lead-privacy a{text-decoration:underline}
.ff-iac .lead-status.is-error{color:var(--red)}
.ff-iac .lead-status.is-success{color:var(--green)}
.ff-iac [aria-busy="true"]{cursor:wait;opacity:.72}

/* Isolate the supplied V4 shell from Financial Freedom Block globals. */
.ff-iac h1,.ff-iac h2,.ff-iac h3,.ff-iac .brand,.ff-iac .faq-list summary{color:inherit;font-family:Inter,"Segoe UI",Arial,sans-serif}
.ff-iac p{margin:revert}
.ff-iac .brand{font-size:inherit;line-height:inherit}
.ff-iac .brand>span:not(.brand-mark){display:inline;flex-direction:initial}
.ff-iac .hero h1{color:#fff}
.ff-iac .hero-visual{position:static;align-self:auto;min-height:0}
.ff-iac .hero-visual::before,.ff-iac .hero-visual::after,.ff-iac .faq-list summary::after,.ff-iac .footer-brand::before{display:none;content:none}
.ff-iac .faq-list{border-top:0}
.ff-iac .faq-list summary{position:static;padding:0;font-size:inherit;list-style:revert}
.ff-iac .faq-list summary::-webkit-details-marker{display:revert}
.ff-iac .faq-list details p{max-width:none;padding:0}
.ff-iac .footer-links a,.ff-iac .footer-links a:hover{color:inherit;font-size:inherit}