Purchase terms

01

Seller and application of these terms

“Financial Freedom” is a trading name used by Martynas Juška, not a separate legal entity. The contract is concluded with Martynas Juška, who carries out individual activity in his own name.

These terms form part of the contract. An order is governed by the version of the terms and the product that was presented and accepted when the order was placed. Mandatory consumer rights prevail over any provision of these terms that conflicts with those rights.

02

What you are buying

You are buying the selected standardised portfolio strategy and its accompanying calculation package. Before purchase, the specific product page states the strategy name, version, data date, scope of the methodology, assumptions, risks and limitations, file formats, compatibility, access conditions and final price.

This is not a recommendation individually prepared on the basis of your income, assets, goals or risk tolerance. You choose a strategy from the available options and adapt it to your own situation. A one-time purchase does not include portfolio management, periodic monitoring, trading signals, individual adjustments or a consultation, unless the specific product description clearly states otherwise.

You can find the strategy descriptions and comparison on the “Portfolio strategies with calculations” page.

03

Order and formation of the contract

• you select one strategy and check its version, content, files and price;
• you provide accurate contact and payment details required for the order and invoice;
• you separately accept the purchase terms and confirm that you have read the privacy policy;
• if you want to receive the content immediately after payment, you separately make an express request for the supply of digital content to begin before the 14-day period expires and confirm that you understand the condition under which the right of withdrawal is lost;
• you click “Order and pay” and choose one of the offered payment methods.

An order receipt screen or your return from the payment window does not in itself confirm payment. The contract is considered concluded when the payment provider confirms the payment, the WooCommerce order is marked as paid and an order confirmation is sent to you.

If an obviously incorrect price or product information is displayed because of a technical error, the order will not be fulfilled automatically: you will be contacted and offered the choice of accepting the correct terms or receiving a refund of the amount paid.

04

Price, payment and invoice

The final amount payable, currency and applicable VAT are shown on the specific product page and before you confirm the order. An additional charge may only be applied if it is clearly displayed before payment.

Payments are processed through WooCommerce using bank, card, Apple Pay or Google Pay methods offered by Montonio. The available methods depend on your device, browser and bank, and on the active store settings. The seller does not receive or store the full card number, the CVC / CVV code or online banking login details on this website.

Once payment has been confirmed, the invoice or a secure link for downloading it is sent to the order email address. The invoice uses the details provided when the order was placed. If you notice an error, contact the seller as soon as possible.

05

Supply of digital content

When successful payment is confirmed on the server side and a separate request to receive the content immediately has been made, the selected strategy files are automatically delivered to the order email address and, if a buyer account is used, in the “My account” section. A pending, rejected or cancelled payment does not grant access.

The download period and permitted number of downloads, if limited, are shown before purchase. The secure link may not be shared with another person. If the link does not work or a file cannot be opened, contact the seller by email and include the order number.

The files may require a PDF reader, spreadsheet software or other software specified in the relevant product description. The seller is responsible for the described delivery and compatibility of the files, but is not obliged to support third-party software or platforms not specified in the description.

06

Withdrawal, lack of conformity and refunds

The consumer’s 14-day right of withdrawal

If you buy as a consumer, you may generally withdraw from a distance contract within 14 days of its conclusion. However, where the supply of digital content begins immediately at your prior express request and you have first confirmed that you will thereby lose the right of withdrawal, that right is lost once supply begins. Your request, confirmation and their version are stored with the order and repeated in the contract confirmation.

Rights where content is not supplied or does not conform

Losing the right of withdrawal does not mean that “refunds are never available”. If the content is not supplied, does not match the description, is corrupted or does not work as specified, you may require it to be supplied or brought into conformity and, in the cases provided by law, obtain a proportionate price reduction or terminate the contract and recover the amount paid.

Submit a withdrawal below or by email – you do not need to give a reason for withdrawing. The order security code requested in the form is included in the order confirmation email; it protects against the cancellation of someone else’s order. If you are making a claim because the content was not supplied or does not conform, describe the lack of conformity and the remedy you want. A refund is made using the same payment method unless expressly agreed otherwise.

07

Licence to use and intellectual property

Upon payment, you are granted a non-exclusive, non-transferable right to use the purchased strategy and its files for your personal decisions. All copyright and other intellectual property rights remain with their respective holders.

Without prior written permission, you may not resell, sublicense, publish, distribute or upload the files to shared systems, transfer them to third parties, or remove authorship or version markings. You may make a reasonable backup copy for your own use and quote short extracts to the extent permitted by law, provided that you identify the source.

08

Investment risk and limitations of liability

Historical, hypothetical or modelled results presented in the strategy do not guarantee future returns. The value of financial instruments can rise or fall, and an investor may lose some or all of the amount invested.

The buyer assesses whether the standardised strategy is suitable for the buyer’s knowledge, goals, financial situation and acceptable level of risk, and makes the final decision independently. If an individual suitability assessment is needed, the buyer should consult a professional authorised to provide such a service before investing.

No provision of these terms limits liability that cannot be limited under applicable law or removes mandatory consumer rights.

09

Questions, complaints and disputes

First submit any question or complaint by email to juska.martynas@gmail.com. Include your contact details, order number, the problem and the remedy you want. A reasoned response to a consumer’s written request will be provided no later than 14 calendar days after it is received, unless the law prescribes a shorter period.

If the response is not satisfactory, a consumer may contact the State Consumer Rights Protection Authority ↗ or a competent court. Disputes are governed by the law of the Republic of Lithuania, without limiting the mandatory protection afforded to a consumer by the law of the consumer’s place of residence.

10

Changes to these terms

These terms may be updated if the products, payment or delivery arrangements, or the law change. A new version applies only to orders placed after it is published, unless the change benefits the buyer or is required by law. The version of the terms in force when an order was placed is stored with the order.